Home Loans with Heart​

Honest, human mortgage guidance, rooted in community, built on trust. Whether you’re buying your first home or refinancing after a major life event, we’re here to help you move forward with clarity and care.

Buying a Home Shouldn’t Feel Overwhelming

Confused by your options? Unsure where to start? You’re not alone, and you don’t have to figure it out by yourself.

We’ve helped thousands of people navigate life-changing decisions—from first-time homebuyers to clients facing divorce, retirement, or credit challenges.

Whether your situation is simple or complex, we’ll meet you where you are with honest advice, a clear path forward, and zero pressure.

Lending Guidance That
Fits Real Life

From first homes to fresh starts, we’re here for every chapter.

First-Time
Homebuyers

We guide you through the process with clarity, care, and zero pressure.

Refinancing &
Divorce Loans

Life happens, we’ll help you refinance with confidence and compassion.

Vacation &
Second Homes

Looking for a getaway or investment? We’ll help you finance it smoothly.

Reverse
Mortgages

Explore your options for tapping into home equity in retirement.

Credit Readiness Support

We’ll help you understand your credit and improve your position.

Investment
Properties

Expand your portfolio with expert loan solutions for rental or flip properties.

About Us

We’re not a big bank and that’s the point. At Keys & Nest, we bring over 40 years of combined experience, but what truly sets us apart is how we show up: real people, giving honest advice, and walking alongside you with care and clarity.​

We don’t just close loans, we build relationships that last long after the paperwork is done. Our clients call us years later for advice, send their friends our way, and trust us to guide them through life’s changes.

Because to us, it’s not just about the home, it’s about the people in it.

Lynda Plumber Keys & Nest trusted mortgage advisor.
Anna Kussmall Keys & Nest trusted mortgage advisor.

Guiding Homebuyers Every Step of the Way

Our Partners

stone castle mortgage
same day approval
Fast mortgage closing with Key & Nest
close in as little as 11 days

Let’s Talk About What’s Possible

No pressure. No obligations. 

Just honest guidance from people who care.